9th-12th grade
Holly Anderson, Instructor
What is the difference between Consumer Math and Financial Literacy? In a nutshell, Consumer Math focuses on how money works in a situation while Financial Literacy focuses on the why. For example, in Consumer Math a student learns to understand an amortization schedule for a loan; Financial Literacy prepares a student to decide when (or if) taking out a loan is worth the risk.In this class, both Consumer Math and Financial Literacy are combined into nine chapters: Money-The Basics, Setting Financial Goals, Budgeting, Saving and Investing, Credit, Financial Institutions and the Services They Provide, Insurance, Your Career, Taxes
The learning involves textbook instruction, online articles and videos, and interactive exercises and projects.
Student Expectations: Students are expected come prepared and participate in class as well as complete assignments, exercises/projects, and tests at home. Plan on spending 60 minutes/day outside of class, Tuesday-Friday. Daily progress will be monitored and Mrs. Anderson requires daily work with something to submit nearly every day.
Parent Involvement: Parents are strongly encouraged to be a part of the learning by sharing their knowledge, tips, and experiences as we work together to encourage God-honoring approaches and viewpoints toward finances.
In addition: Parents need to do the following:
-Get their students to class on time.
-Provide oversight and encouragement for their student’s daily progress on assignments as well as proctor any quizzes or tests.
-Regularly monitor their student’s grades
-Issue final letter grades. At the end of each semester, parents and students are given a summary of all scores on chapter exams, quizzes, homework, and class participation.
Visit Sound Learning’s general course requirements for more information.
Requirements and Readiness:
Students must have reliable internet service, use of Adobe Reader, a printer, and 1 hour a day to spend on Financial Literacy/Consumer Math.
Day and Time: Mondays 1st Period, 8:15-9:25
Text: Financial Literacy from a Christian Perspective by Sara Hubbard Hayes (2023 edition). Must be purchased and downloaded. There are four PDFs for the Student’s use and four PDFs for parents to have access to answer keys and tests.
For more information and to purchase the curriculum for download:
Day and Time: Mondays 1st period 8:15-9:25
Tuition and Fees: $200 per semester